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The four banks provide below-market-rate loans to first-time home buyers, and JMHP provides low-interest second mortgage loans that, in most instances, account for about 20 percent of the total loan package.
JMHP's Eide said, "One of the banking representatives told me recently that in addition to enabling his bank to do something good for the community, the Partnership was bringing in good, new business.
Although created to promote and facilitate homeownership, most of JMHP's real estate development activities have been aimed primarily at renters.
Since August 1993, JMHP has closed 234 second mortgage loans.
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