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The combined businesses make up the largest independent LTCi marketing operation in the industry with over 500 career LTCi specialists.
(Related: 5 Notes on GE's $15B in LTCI Reserve Contributions)
The company closed on acquisitions of two blocks of LTCI business at the end of 2015.
The simulations suggest that requiring people to buy LTCI, through a payroll tax, could lead to a big reduction in Medicaid LTC savings, Melissa Favreault and two Urban Institute colleagues wrote in a paper published in Health Affairs, a health policy academic journal.
LTCI is purchased to protect the person's and family's savings and investments.
Our study fits within this vein of empirical research into financial product innovation as we empirically examine whether insurers have benefited by moving relatively rapidly into the market for long-term care insurance (LTCI) that emerged in recent decades.
Slome doesn't mince words when describing the change occurring in the LTCI industry: "historic," "radical," "revolutionary." He likens it to what's happened to the automobile industry in the last decade.
* Understanding of LTCI. In Lovell's experience, clients who are familiar with LTCI are more likely to buy the traditional coverage.
It turns out that most people who are the right age and earn the right amount of income for this product don't own LTCI because they live in a bubble of denial.
Despite the growth in recent years, the private long-term care insurance (LTCI) market remains small.
The combos can take many forms but, in essence, they have two advantages for those who want to buy LTCI but don't like the high premiums and/or aren't in perfect health.
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- LTC4 transporter