LTI

(redirected from Loan to Income)
AcronymDefinition
LTILinear Time Invariant
LTILong-Term Illness
LTILoan to Income (ratio)
LTILite Touch Installation (software)
LTILong Term Incentive (NZ)
LTILost Time Injury
LTILondon Taxis International
LTILeadership Training Institute
LTILingua Tertii Imperii (language of the NAZI empire, Latin)
LTILighting Technologies, Inc. (various locations)
LTILost Time Incident
LTILeft Thumb Impression (personal identification)
LTILanguage Technologies Institute (Carnegie Mellon University; Pittsburgh, PA)
LTILondon Taxis International (company)
LTILearning Tree International
LTILincoln Technical Institute (automotive education)
LTILife Technologies, Inc.
LTILanguage Training Institute (various locations)
LTILearning Tools Interoperability (IMS Global Learning Consortium, Inc.)
LTILand Title Institute (American Land Title Association)
LTILeTourneau Technologies, Inc.
LTILaser Thermal Imaging (Kodak)
LTILeadership Training Initiative (various organizations)
LTILibrary Technologies, Inc. (Willow Grove,PA)
LTILong Term Inventory (various companies)
LTILucent Technologies, Inc.
LTILondon Taxi Corporation (London; UK)
LTILimited Technical Inspection
LTILearning Technology Institute
LTILowell Technological Institute (Massachusetts)
LTILive Training Instrumentation
LTILadder Towers International (fire engine ladder tower manufacturer)
LTILicentiate of the Textile Institute
LTILaser Thermal Implantation
LTIListowel Technology Inc
LTILaboratoire de Toxicologie Industrielle (French: Laboratory for Industrial Toxicology; Belgium)
LTILORAN-C Timing Interface (Sprint)
LTILower Tactical Internet (battlefield communications network for echelons at brigade and below)
LTILanguage Technology Incorporated
LTILearning Tree Information
LTILongtime Integration
LTILicence de Transport Internationale (France)
LTILouisiana Technical Institute
LTILower Thermosphere and Ionosphere
LTILast Two International (radio)
References in periodicals archive ?
The exceptions acknowledge that higher loan to income (LTI) and loan to value (LTV) mortgages can be appropriate in certain circumstances.
The proportion of high loan to income lending - loans higher than four times the annual income or three times for joint buyers - rose 0.8 percentage points to 45 per cent.
Labour has already pointed out the scheme will breach the Central Bank's loan to income rules which is three-and-a-half times the borrower's annual salary.
The calculations, provided by Savills, are based on median-priced properties and the median income across local authorities using a relatively high loan to income ratio of 4.5 with a 20% deposit.
He said the Loan to Value and Loan to Income rations are 'designed to be a permanent feature of the Irish financial landscape.'
The Bank said in its latest six monthly financial stability report: "The recovery in the UK market has been associated with a marked rise in the share of mortgages extended at high loan to income multiples.
They advise that the PRA and the FCA should ensure that mortgage lenders do not extend more than 15% of their total number of new residential mortgages at loan to income ratios at or greater than 4.5.
The Chancellor explained that the average loan to value was well below normal but that the loan to income ratio had risen to a new high.
Latest figures from the CML show the average loan to income multiple for first-time buyers fell to 2.97 in May, down from a high of 3.39 in July and August 2007.
The Turner Review, published in March 2009, raised the prospect of restrictive maximum Loan to Value (LTV) or Loan to Income (LTI) caps being imposed on home loans, either or both of which could have a profound impact on the accessibility of home ownership and in turn be fundamental to the recovery in the mainstream market.
Loan to income and loan to value ratios tend to rise in credit booms as lending standards become lax and prices inflate, Sir John told the London School of Economics.