Relatively few large-scale research efforts have investigated mental health and substance abuse services utilization within the variety of contemporary MBHC
0], SECTORAL COMP, FINANCIAL DEPTH (or COMMERCIAL BANK DEPTH and SAVINGS AND LOAN DEPTH) WELFARE SPENDING, NONWELFARE SPENDING, DEFICIT, BURDEN, STATEWIDE BRANCHING, LIMITED BRANCHING, STATEWIDE MBHC
, LIMITED MBHC
, HUMAN CAPITAL, STATE DUMMIES),
To illustrate the new contractual complexity, we describe here a managed behavioral health environment based on a composite of observations made from interviews and site visits with dozens of MBHC
The EAP and MBHC
field has changed dramatically in the past few years.
49) The magnitude of the development of the MBHC
form of organization from 1956-1973, but especially from 1965-1973, is shown by Boczar, The Growth of Multibank Holding Companies: 1956-1973 (Staff Economic Studies No.
multi-bank holding companies (MBHCs
) started to move across state borders in the 1980s, the weighted average percentage of state bank assets held by banks belonging to out-of-state MBHCs
rose from only 2% in 1979 to 28% in 1994 (Berger, Kashyap, and Scalise, 1995).
The product life cycle of MBHC
has been through its high-flying phase and is now plunging headlong into the commodity phase.
Firm market share and the loan-asset ratio are significant about 10% of the time, while MBHC
affiliation almost never significantly affects performance.
is going to receive a $20 million dollar funding in the form of a secondary offering from Oxford Financial of which management warrants that 100% of the proceeds will be used for mergers and acquisitions.
offers services and produces fee income for Community & Independent Banks on an equal, if not superior, performance basis to the largest banks in the nation.
has devised a series of Internet based virtual presentations providing content equivalent to its full seminar programs.
is an endorsed provider for estate and financial planning with multiple community and independent banker's associations.