Finally, there are dummy variables if a bank was part of a multi-bank holding company (MBHC) at year-end 2001, was state chartered at year-end 2001 (STATECH), was state chartered with membership in the Federal Reserve System (STATECHF), or was a federally chartered national bank (NATIONCH).
In all four variants, MERGER, the state dummies (MT, OR, and WA), and the institutional dummies (STATECH, FEDCH, and MBHC) are never statistically significant.
MHN is a MBHC organization that provides stand-alone EAP, MBHC carve-out, and integrated products.
Relatively few large-scale research efforts have investigated mental health and substance abuse services utilization within the variety of contemporary MBHC product types.
Descriptive Statistics Variable Mean Standard Deviation INCOME GROWTH RATE (dy/y) 0.022 0.0145 STARTING INCOME ([y.sub.0]) $5,739 $1,475 SECTORAL COMP 0.028 0.033 FINANCIAL DEPTH 0.809 0.206 COMMERCIAL BANK DEPTH 0.655 0.194 SAVINGS AND LOAN DEPTH 0.155 0.085 STATEWIDE BRANCHING 0.247 0.431 LIMITED BRANCHING 0.428 0.492 STATEWIDE MBHC
0.578 0.493 LIMITED MBHC
0.276 0.446 WELFARE SPENDING 0.013 0.007 NONWELFARE SPENDING 0.060 0.021 BURDEN 0.810 0.213 DEFICIT 0.025 0.028 HUMAN CAPITAL 0.087 0.036 Income amounts are expressed in 1980 prices.
To illustrate the new contractual complexity, we describe here a managed behavioral health environment based on a composite of observations made from interviews and site visits with dozens of MBHC
Both EAPs and MBHC
options sell themselves as providing corporate purchasers with high-quality services and benefit-cost containment.
It is important to note that while the MBHC
provided an important vehicle for geographic expansion in a number of states, the very large increase in U.S.
Many states restrict branching 1956: The Douglas Amendment to the BHC Act prevents MBHCs
from acquiring out-of-state banks without the host state's permission with few grandfathered opportunities until 1980s for BHCs to establish separate subsidiary banks across state lines.
Managed care, including MBHC
, is unlikely to he the answer this time around.
Firm market share and the loan-asset ratio are significant about 10% of the time, while MBHC
affiliation almost never significantly affects performance.
) has entered into an agreement for the immediate acquisition of Medically Minded, LLC, which is focused on providing medical cannabis, medical cannabis-related products, and medical tourist services, the company said.