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Over the past decade, MBTC has also been expanding into the domestic retail loan market through its branches, as well as Philippine Savings Bank (PSE:PSB), or PSBank, its thrift banking subsidiary in the Philippines.
However, large corporates remain the bank's major customers, accounting for over 60% of MBTC's total loan book.
In the past few years, MBTC has been concentrating on improving its credit control systems and cleaning up bad loans.
MBTC's net profit jumped 57 percent to P4 billion in the third quarter "on betterthanexpected lending business alongside onetime gains from property divestment and sale of noncore assets" to realize a yearonyear net profit of P13.1 billion.
Still, while UHI was under SEC receivership, MBTC was able to obtain a court order evicting UHI from the Coastal Mall, which would have become the sole property of MBTC, valued at more than P3 billion at that time.
073-300931776-7, MBTC (Metrobank), Magdalena branch; and Michael Ty-SA No.