NASCHIPNational Association of State Comprehensive Health Insurance Plans
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In addition, NASCHIP and its allies have largely embraced and welcomed consideration of how premium subsidies, more integrated models of health care delivery and case management, and broader funding mechanisms that tap into general revenue pools to share program costs across society and economy can be adopted (Gruber, 2007; America's Health Insurance Plans, 2004).
TABLE 1 States with High Risk Insurance Pools (As of 2009) Alabama Alaska Arkansas California Colorado Connecticut Florida Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maryland Minnesota Mississippi Missouri Montana Nebraska New Hampshire New Mexico North Carolina North Dakota Oklahoma Oregon South Carolina South Dakota Tennessee Texas Utah Washington West Virginia Wisconsin Wyoming Source: NASCHIP, 2008, pp.
According to NASCHIP, high-risk pools provide a guaranteed access to insurance for individuals needing to protect themselves from catastrophic medical bills.