In other product areas, the update expects the Pollution Legal Liability market to continue in a state of flux as carriers continue to "re-underwrite their renewal and amend appetites for new businesses." This involves the evolution of enhancements surrounding areas such as contingent business interruption, disinfection and evacuation expenses, non-owned disposal site
coverage, green mediation and biological hazards coverages.
During the same period, CPL policies could be amended to include transportation to/from job sites, non-owned disposal site
coverage, and the offering of a combined contractors pollution/professional liability coverage form.
Non-owned disposal site
coverage is provided for waste disposal at offsite, approved facilities.
Another responds to third-party claims for cleanup costs resulting from the cleanup liability imposed on a site owner due to the closure and related cleanup of a non-owned disposal site
* Non-owned disposal sites
for third-party claims for bodily injury, property damage and remediation expense resulting from a pollution condition on, at, under or migrating from permitted and licensed non-owned facilities (not scheduled) that accepted pollutants generated by the insured for treatment, storage or disposal.
Unlike natural resource damage assessments (NRDs), which can be caused by one's own negligence, in non-owned disposal sites
(NODS), the originator of waste is financially responsible for the cleanup even if the waste was disposed of properly at an approved facility.
-- Option for blanket non-owned disposal sites
This excludes on-site cleanup and claims from non-owned disposal sites
(such as Superfund).
Special enhancements can address other unique and potentially catastrophic aspects of environmental liabilities--such as business interruption expenses and lawsuits arising from materials discarded at non-owned disposal sites
Coverage options can be for losses due to on- or off-site pollution conditions, transportation and owned or non-owned disposal sites
. Cleanup cost cap policies manage the economic risk when environmental remediation projects exceed the projected costs.