OSCUSObra Social y Cultural Sopeña (Spain)
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Chicago area credit unions recently welcomed a group of about a dozen individuals from OSCUS in Ecuador as part of the World Council of Credit Unions' international customized training program.
According to WOCCU, the challenges OSCUS faces in Ecuador are similar to its American counterparts.
OSCUS has assets of $132.3 mil-lion (80% loaned out, and 2% in fixed assets), liabilities of $111.3 mil-lion (46% liquid deposits and 43% in CDs) and a loan portfolio of $102 million (with 2.56% delinquency and 275% in regulatory reserves).