Beneficiaries can opt to enroll or change their plan during a yearly open enrollment period from November to December 2018, or following a qualifying life event
In 2015, New York lawmakers addressed this omission by passing legislation that includes pregnancy as a qualifying life event
, allowing women to enroll in the state health insurance exchange at any time during their pregnancy.
Currently, many uninsured pregnant women do not automatically qualify for pregnancy-related Medicaid or Children's Health Insurance Program (CHIP) coverage, and can't access maternity coverage outside of the marketplace enrollment period, because pregnancy is not a qualifying life event
that triggers a special enrollment period.
New policyholders have the option to take advantage of the benefit following a qualifying life event
such as marriage, birth of a child or buying a home.
Unfortunately, once the client's income has crossed the threshold so that he or she is subject to the Medicare income-based surcharge, the client can only qualify for a premium adjustment if a certain qualifying life event
has taken place.
They can sign up for coverage as long as they do so within 60 days of the qualifying life event
A: Once you enroll in a plan, you have to keep the plan you signed on with until the next enrollment period (see page 116) or a qualifying life event
(such as marriage or divorce).
Outside of the open enrollment, health insurance shoppers may only be able to purchase individual and family major medical coverage when they experience a qualifying life event
After that date you can t purchase Marketplace health coverage for 2015 unless you experience a qualifying life event
for special enrollment.
Unless you experience a qualifying life event
in 2015, this may be your only chance to reconsider your coverage options and get the subsidy help that you re due before 2016 comes around.
Since the close of the 2014 ACA open enrollment period on March 31, 2014, eHealth shoppers have been asked to indicate whether or not they have experienced a qualifying life event
making them eligible to enroll in major medical coverage.
Between these two dates it may not be possible to enroll in a health insurance plan meeting the coverage requirements of the ACA unless you experience a qualifying life event