"The three other banks followed, with Bank Audi's ROACE at 14 percent and ROAA
at 1.10 percent; Bank of Beirut's ROACE at 13.08 percent and ROAA
at 1.13 percent; and Byblos Bank's ROACE at 8.76 percent and ROAA
at 0.70 percent," BLOMINVEST said.
--A sustained and material deterioration in profitability, characterized by an ROAA
"With a new and healed reconstructed tongue, Roaa
now has a better ability to eat and speak and carry on life as any other 15-year-old," he explained.
These are the key ingredients for success according to Roaa
Saud Saber, CEO and founder of Miss Feionkah Chocolate.
Bank performance is measured by the return on average assets (ROAA
), return on average equity (ROAE), and net interest margin (NIM), which are expressed as a function of internal and external determinants.
Return (annualised) on average shareholders' equity reached 11.28 per cent compared to 9.68 per cent at the end of December 2016, while return (annualised) on average assets (ROAA
) was 1.63 per cent by the end of the first quarter of 2017 compared to 1.46 per cent at the end of December 2016.
We measure the bank's growth rate using change in total assets (GR), profitability using the return on average assets (ROAA
), and the level of capital adequacy using total loans over total equity capital (LTC).
Table 1 shows return on average assets (ROAA
) for different bank size groups from 2001 to 2014.
It was parliament financial and economic affairs committee chairman Isa Al Kooheji who first noticed something was awry with the voting system when a "yes" vote was recorded in the name of absent MP Roaa
Recent developments in the banking sector have shown that some financial ratios and profitability indicators such as return on average assets (ROAA
) or return on average equity (ROAE) are not sufficient to show the performance of a bank (Bessis, 2002; European Central Bank [ECB], 2010; Greuning & Bratanovic, 2009).
After three days trials under the selection committee of Imran Bashir and Haris Zakria sixteen players including Roaa
Tahir, Sara Mehmood, Fiza Ahmed, Natalia Naveed, Basmah Kamran, Mahnoor Butt, Momina Abid, Raheela Tabassum, Umme Rubab, Rida Abid, Saqiba Arshad, Mishaal Waqar, Hina Abid and Shahwar Atiq will attend the training camp while final squad will be announce on April 24th.