SCFWASenior Citizens' Freedom to Work Act (US)
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The SCFWA did not affect the earnings test for individuals who elect early retirement (age 62).
The SCFWA allows a primary worker to "file and suspend" his own benefits upon reaching NRA to allow for a spouse to begin receiving spousal benefits while allowing the primary worker to delay receiving his own retirement benefits.
Prior to SCFWA, individuals that continued to work after beginning to receive Social Security benefits at age 65 would have their benefits reduced by $1 for each $3 of earnings exceeding an earnings limit ($17,000 in 2000).