SHIW

AcronymDefinition
SHIWSurvey of Household Income and Wealth (Italy)
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Table A1 shows that, compared to Italian households surveyed in the 2006 Bank of Italy SHIW, Unicredit Group customers are slightly older, more educated, less likely to work in the manufacturing sector, and more likely to live in the North.
(1) According to the Bank of Italy Survey of Household Income and Wealth (SHIW), 85 percent of households have a bank account.
(2006) provide details of computations of the statutory rate, and a comparison of statutory and point expectations of the replacement rates in the SHIW.
In particular, Q 2 and Q 4 in the SHIW corresponded to two questions about inflation and interest compounding in the 2004 health and retirement study (HRS) and other surveys modeled after the HRS.
In addition, the share of correct answers to Q 1 and Q 3 in SHIW (50% and 27%, respectively) was considerably lower than in Atkinson et al.'s (2006) results (91% and 75%, respectively).
Summary statistics on individuals' responses to the six SHIW questions as well as demographic and socioeconomic characteristics are reported in Table 2.
According to 2006 SHIW data, about 14% of Italian households do not have a bank account; among those who own one, the proportions with a debit card (65%) or a credit card (31%) are relatively low.
After 1 year, would you be able to buy more than, exactly the same as, or less than today with the money in this account?" Q 4 in the SHIW is similar to "Suppose you had $100 in a savings account and the interest rate was 2% per year.
(5.) The United States and Italian results must be compared with caution because the HRS used in Lusardi and Mitchell (2006) interviews only individuals aged 50 or older, while the SHIW is representative of the adult Italian population at all ages.