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(36.) See SERVON, supra note 13, at 59 ("Families with incomes
(117.) Servon, supra note 114; Lucas & Peterson, supra note 114.
Servon, a professor of city and regional planning at the University of Pennsylvania, contends that decades of consolidation within the banking industry have led to a system that is sclerotic and unresponsive to the needs of millions of Americans.
Clearly nostalgic for her rite of passage, Servon, a professor of city and regional planning at the University of Pennsylvania, sets out to discover why that experience has become alien to so many modern Americans, and what practices and services they've adopted to replace banks in meeting their financial needs.
The integration of the gender perspective in urban policies "redefines existing issues in important ways, and makes women visible not only as subjects of planning but also as active participants in planning and policymaking processes" (Fainstein and Servon, 2005: 4), which can contribute significantly to reshape the urban dimension of EU policy, an issue that has a real potential to improve the quality of life of all citizens and to achieve the EU objectives of equality and social cohesion.
Alongside the need for timely and relevant financial content, the literature suggests that effective financial education programs involve participants in active learning by providing opportunities to practice and apply the lessons learned (Kezar and Yang 2010; Parrish and Servon 2006).
El auge de iniciativas y el incremento de proyectos dio lugar a la aparicion del termino de Tecnologias de la Informacion y la Comunicacion para el Desarrollo (ICT4D, por sus siglas en ingles) para referirse a un enfoque sobre el uso de las TIC para el desarrollo internacional (Servon, 2002; Serrano-Santoyo, 2003; Warschauer, 2004; Mariscal, 2005; Gonzalez, 2008).
Servon and Bates (1998) argue that microenterprise programs were useful vehicles for helping some people escape poverty.
Lisa Servon argues that while physical access to computers and the internet is certainly a key factor in social-media literacy, there are other factors that need to be considered such as traditional literacy, technological literacy, content production, use of language and the availability of a network.
This approach is in accordance with previous content analysis research on economic development initiatives (Blakely and Bradshaw 1999; Currid-Halkett and Stolarick 2011; Servon 1997).
Servon e Kaestner (2008) reforcam essa visao quando apontam que individuos de baixa renda estao abertos a conhecer novas tecnologias bancarias na internet que os permitam mais facilmente ter acesso a e melhor entender servicos financeiros.