TICASThe Institute for College Access and Success
TICASTameside Independent Counselling and Advice Service (UK)
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The TICAS report, however, includes data that students who work more than 15 hours per week are much less likely to graduate than those who work fewer hours.
When I use my money, which is about $1,500 or less, I usually have to use all of it to pay for bills at home and for rent," one 27-year-old male full-time student told TICAS.
African-Americans are the group most likely to take out private loans, according to TICAS.
In addition, private loan borrowers are most likely to attend private colleges, particularly for-profit institutions, TICAS said.