TOAMS

AcronymDefinition
TOAMSTillinghast Older Age Mortality Study (insurance)
TOAMSTable of Allowance Management System (US Navy)
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The data in TOAMS 2 can be used to as a comparison against a company's term, universal life, whole life and variable life products, according to Taht.
Tillinghast unveils older age mortality study
The TOAMS 3 package includes the detailed report that shows results from both the traditional experience analysis and the predictive modeling analysis, and also includes the TOAMS 3 Query Tool.
To purchase the complete TOAMS 3 report with predictive modeling analysis, e-mail mortality.
Towers Watson Publishes Third Older Age Mortality Study for Life Insurers; $8.2 Trillion Face Amount of Exposure Over Five-Year Study Period
TOAMS 2 includes data and analysis that give insurers the tools they need to appropriately address trends in life expectancy, changes in underwriting and adjustments in product offering, pricing and expansion.
Overall mortality in TOAMS 2 was 74% of 2001 Valuation Basic Mortality Table (VBT), as compared to 78% of 2001 VBT for TOAMS.
The results of TOAMS 2 highlight the need for pricing actuaries to be more refined in their determination of pricing mortality.
In TOAMS 2, mortality results after the level-term period for 10-year term business was available.
Longevity of U.S. Population Increases Need for Mortality Information at Older Ages
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