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It will result in UECU serving nearly 47,000 utility and energy employees and their families across the U.S.
"UECU has been serving employees in the utility and energy industries for over 80 years," said UECU President/CEO Patricia Zyma.
All ClearChoice employees will join the UECU staff, according to credit union officials.
Not only will the ClearChoice members have access to UECU's extensive product line, services, and rates, they will also experience the exceptional personal service they have grown accustomed to over the past 60 years."
Zyma has been with UECU through much of its transition into the tech era.
The credit union's branchless concept is attractive to millennials, though members of all ages are drawn to it, often because lower operating costs and a virtually nonexistent capital expenditures budget allow UECU to offer better rates, Zyma said.
Website marketing, social media, email campaigns and webinars are UECU's primary methods for building brand recognition - and those channels are less expensive than radio, television and billboards, Zyma noted.
Because prospective members can't walk into a branch to open an account, UECU's account representatives work closely with sponsor companies in the utility and energy industries, often doing presentations and seminars for employees to gain new members.
The analog output of the receiving unit was connected to the subject's UECU. An averaging filter was implemented within the transmitting unit, and a new position signal was transmitted to the receiving unit every 20 ms.
Abbreviations: 2-D = two-dimensional, BR = brachioradialis, C = cervical, DC = direct current, ECRB = extensor carpi radialis brevis, FES = functional electrical stimulation, GMR = gigantic magnetoresistive, GRT = grasp and release test, MES = myoelectric signal, MICS = Medical Implant Communication Service, SCI = spinal cord injury, SD = standard deviation, SOIC = small-outline integrated circuit, T1 = time 1, T2 = time 2, UECU = Universal External Control Unit.
"Together we've honed a low-cost, virtual credit union model that allows UECU to pay members some of the highest savings rates and rewards of any institution in the country," Yeager said in the July 7 announcement.
Along with call center services, UECU has been a leader in electronic services, launching banking by mainframe computer in 1993, touch-tone phone banking in 1994 and online home banking in 2001, the UECU announcement said.
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- Ueberroth, Peter Victor
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