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This includes ETI being exempt from local tax and foreign exchange controls on operations in foreign currencies or foreign securities with all countries outside of the UMOA zone.
The decline in the CAR was mainly due to the regulatory adjustments with the deduction of the group's currency translation losses (US dollar reporting currency) no longer qualifying as Tier 1 capital and 100% risk weighting of government debt holdings outside of UMOA.
Its once-ailing banks were restructured in line with region-wide financial reforms adopted by the West African Monetary Union (UMOA).
The principals of monetary cooperation between France and the member states of the CFA zone were formulated in the 1960s in a colonial pact which was reviewed in the monetary cooperation convention of 23 November 1972 between the member states of the Banque des Etats de l'Afrique Centrale (BEAC) (Bank of Central African States) and the French Republic on one hand, as well as in the cooperation agreement of 4 December 1973 between the member states of the Union Monetaire Ouest-Africaine (UMOA) (or the Monetary Union of West African States) and the French Republic on the other hand.
In the eight countries of the Monetary Union of West Africa (UMOA), eight financial groups dominated the 59 banks and 28 financial institutions present as of June 1998.
The first group comprises the seven members of the West African Monetary Union (Umoa): Benin, Burkina Faso, Cote d'Ivoire, Mali, Niger, Senegal and Togo.
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- Umnak Island
- Umoja Karamu
- Umoja wa Wanawake wa Tanzania
- Umonhon Nation Public School
- Umov Vector
- Umov, Nikolai
- Umov, Nikolai Alekseevich
- Umov-Poynting vector